Payments · Vietnam
Take bank payments in Vietnam without months of gateway paperwork.
E-wallet and payment-gateway approvals can drag on for weeks. We connect the bank account your business already has to your website or booking system: customers pay by QR from any banking app, and every transfer is matched to its booking or order automatically, in seconds.
Running live
Live at CozzyHome: 2 properties, 17 rooms.
A hotel group in Vietnam takes nightly and hourly bookings on its own site. Guests pay by QR from their banking app, and each transfer is matched to its booking automatically.
- properties
- 2
- rooms, by the night or by the hour
- 17
- bank transfers matched automatically
- QR
The problem
Getting paid online in Vietnam shouldn’t take a compliance project.
With e-wallets and gateways
- Approval takes weeks: business documents, contracts and reviews before the first payment.
- A commission on every transaction, on top of what the bank already charges.
- Staff check bank transfers by hand, comparing screenshots with statements.
- Bookings wait for someone to confirm the money arrived, and mistakes slip through.
With direct bank payments
- Use the bank account you already have: no gateway application to wait for.
- No gateway commission per transaction: payments go straight into your account.
- Every incoming transfer is detected and sent to your system in real time.
- Bookings and orders confirm themselves; your team only reviews the exceptions.
How it works
From scan to confirmed booking, automatically.
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01
Connect your bank account
Your existing Vietnamese business account is linked to a bank-data service with read-only access to incoming transactions. Nobody can move money from it.
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02
Customers pay by QR
At checkout they get a QR code with the exact amount and a unique reference, and pay from whichever banking app they already use.
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03
A webhook tells your system
The moment the transfer lands, a signed webhook reaches your server. It is verified, matched to the order by its reference and processed exactly once.
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04
Confirmed, and visible
The booking or order is marked paid, the customer and your team are notified, and the transaction appears in your dashboard.
Your dashboard
Every booking, purchase and transfer in one place.
A dashboard built for the people who run the business, not just for developers. See what was booked or bought, what has been paid, and step in when a transfer needs a human.
- Bookings and purchases with their payment status
- A live feed of incoming transfers, matched automatically
- Manual matching for transfers sent without a reference
- Refunds, partial and over-payments flagged for review
- Daily totals and exports for your accountant
What you get
Built properly, from the webhook to the report.
Your bank, your money
Funds go directly into your own account. There is no intermediary holding your money.
QR checkout
A QR code with amount and reference pre-filled, so customers can’t mistype either.
Real-time webhooks
Signature-verified, idempotent and retried, so no payment is lost or counted twice.
Transaction control
Review, match, refund or ignore transfers from the dashboard, with a full history of who did what.
API access
Connect your website, booking engine, shop or ERP, whether it’s custom-built or a standard platform.
Reports
Daily and monthly totals, reconciliation against bookings and CSV exports.
Made for
Businesses that sell to customers in Vietnam.
Hotels & homestays
Nightly and hourly bookings confirmed the moment the guest pays.
Online shops
Orders move to fulfilment automatically once the transfer arrives.
Services & appointments
Deposits and prepayments for clinics, salons, classes and tours.
Invoices & B2B
Each invoice gets its own reference, so payments reconcile themselves.
FAQ
Questions, answered.
The things business owners ask before switching to direct bank payments.
Ask us directlyIs it safe?
Yes. The connection only reads incoming transactions; nobody can move money out of your account through it. Money goes straight to your bank, and every webhook is signature-verified before anything is marked as paid.
Which banks does it work with?
Most major Vietnamese banks are supported. We confirm your bank during the first call, before any work starts.
What does it cost?
There is no gateway commission on each payment. The bank-data service has a small monthly plan, and our setup and dashboard are quoted per project after we understand your volumes.
Do I need a payment-gateway approval?
No. That’s the point: you use your existing business bank account, so there is no gateway application and no long review before you can take payments.
Can it connect to my existing website or booking system?
Usually, yes. We integrate through webhooks and an API, so custom systems, WordPress, shops and booking engines can all confirm payments automatically.
What about international cards?
This setup is for domestic bank transfers and QR payments, which is how most customers in Vietnam prefer to pay. If you also need cards, a card gateway can run alongside it.
Start
Get your bank payments live.
Tell us what you sell, roughly how many payments you take a month and which system you use today. We’ll come back with a plan and an honest estimate.
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We reply personally
A person from the team reads your message and comes back with questions or first ideas.
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A short call
Free, with no obligation: your setup, volumes and timing.
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A clear proposal
Scope, timeline and a transparent estimate.